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Long Island Home Mortgage Articles

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Below are articles related to mortgages, written by our staff, agents, and local professionals.

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Displaying 11 - 20 of 23
What is a Short Sale (And Why Does It Take So Long?) What is a Short Sale (And Why Does It Take So Long?)

Property owners often mistake the term "short sale" for a sale that will go through quickly! The unfortunate irony of short sales is that they are anything but fast. We explain why short sales take so long and how to speed the process.

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Different Ways to Get a Mortgage Different Ways to Get a Mortgage

By Ben Levy

Starting the process of buying your first home can be exciting and scary. Here are a few simple guidelines to follow after making the decision to buy. One should examine all potential options before making a decision on who to buy from.

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Credit Scores and their Effect Credit Scores and their Effect

By Jeffrey Segal

No one likes to be judged. However in the world of finance, everyone is basically reduced to a number. Your credit score is one of the determining factors that will determine if you can get a car, house, credit card, homeowners insurance, etc. In this installment we'll discuss credit scores, their impact, and the factors that go into them.

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We Found the Perfect Home... Now How Do We Pay For It? We Found the Perfect Home... Now How Do We Pay For It?

By Jeffrey Segal

Congratulations! You have found The One and are ready to make an offer. But hold on a minute... the seller and their realtor want to know that you are a "real" buyer. What does that mean? It means that you've been pre-approved by a lender. Now in reality, a pre-approval is not worth much, because a mortgage underwriter has not seen any documentation.

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Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest

By Jeffrey Segal

"Should we do this?" "I don't know, what do you think?" "It's up to you. Do you think we should?" "Is it the right time?" Everyone knows what I'm talking about, right? Of course you do: is it the right time for you to begin house shopping? As a first time home buyer there is never a more exciting or frightening time of your life.

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Understanding Loans: An Interview with Frank Romano of Harbour Equity Partners Understanding Loans: An Interview with Frank Romano of Harbour Equity Partners

By Kristen Bosse

Harbour Equity Partners is a private equity fund. Our resources in investment banking and private banking make it possible for us to offer loans to high net worth borrowers. Harbour Equity Partners has seen the opportunity to help borrowers that do not conform with traditional lending options. Utilizing our private banking resources, Harbour Equity Partners will structure finance options that meet a borrower's end goal.

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New Programs Offer Aid To Those Facing Foreclosure New Programs Offer Aid To Those Facing Foreclosure

New York State to provide Foreclosure relief to families in hardest hit communities.

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Are you ready to take out a home mortgage loan? Are you ready to take out a home mortgage loan?

Determining your financial fitness is a big part of making your dream of home ownership come true. Inside, we highlight the major checkpoints you'll need to cross to get preapproved for a mortgage.

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Reasons to Refinance Your Mortgage Reasons to Refinance Your Mortgage

By Derren Peters

Refinancing offers several different ways to bring down your payments and save you money. While weighing each option, keep the following in mind

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Pros and Cons of a Home Equity Loan Pros and Cons of a Home Equity Loan

Owning a home has plenty of benefits, from tax breaks to personal pride. One of the financial advantages for Texas homeowners is the ability to draw money from the equity built up in their property.

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Displaying 11 - 20 of 23

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